Long Term Care Insurance

caregiver hugging patient

Long-term-care insurance. It’s a subject most people don’t want to think about—but many people know they need to.

Statistics show 70% of those who reach 65 will need long-term care. With long-term care costing as much as $250 a day, it doesn’t take long to completely deplete a lifetime of savings—even if you’re “lucky” enough to only need it for a relatively short period of time.

Did you know that Medicare does not cover the cost of long-term care? Medicaid, meanwhile, pays for various kinds and amounts of long-term-care services and support—only for the poor. But many states are cutting back on Medicaid benefits, and access to good care is always uncertain. But what about consumers with midlevel savings—in other words, most people? These consumers need long-term-care insurance the most. They tend to have too little savings to pay for even a couple of years of care without impoverishing themselves and their families, and too much to qualify for Medicaid.

Don’t take a chance. There are a wide range of policies offering different degrees of security, but all preferable to taking the chance of being financially decimated.

Contact us today and we can help you get the coverage you need at a price you can afford. Call 318-445-2286 or email us at info@accessiblehealth.org.

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